Working Capital Calculator
Calculate business working capital. Enter current assets and liabilities to get net working capital and current ratio. Assess short-term solvency.
Free online tool — All calculations run locally in your browser
About Working Capital Calculator
Working Capital Calculator is a free online tool that helps you assess your business liquidity. Enter your current assets and current liabilities to instantly calculate net working capital and the current ratio — key indicators of short-term financial health.
Working Capital Calculator in 3 steps
- Enter your total current assets (cash, receivables, inventory, etc.)
- Enter your total current liabilities (payables, short-term debt, etc.)
- Click Calculate to see your net working capital and current ratio
What is working capital?
Working capital is the difference between current assets and current liabilities (Working Capital = Current Assets - Current Liabilities). It measures a company's ability to cover short-term obligations.
What is a good current ratio?
A current ratio between 1.5 and 2.0 is generally considered healthy. Below 1.0 may indicate potential liquidity problems, while above 2.0 may suggest assets are not being used efficiently.
What counts as current assets?
Current assets include cash, accounts receivable, inventory, short-term investments, and other assets expected to be converted to cash within one year.
What is Working Capital Calculator?
Working Capital Calculator is a free online tool that runs entirely in your browser. No download or signup needed — enter Current Assets and Current Liabilities to get results instantly. All data is processed locally.
Use Cases
- Assess business liquidity during financial planning
- Compare working capital across different periods
- Evaluate short-term solvency for investment decisions
- Teach accounting principles with real calculations
Key Features
- Completely Free: No registration, no limits
- Privacy Safe: Data never leaves your browser
- Cross-Platform: Any modern browser
- Zero Dependencies: Open and use