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Free online Roth IRA retirement calculator. A Roth IRA is a U.S. retirement account where you contribute after-tax dollars and withdrawals in retirement are completely tax-free. Enter your annual contribution, expected annual return rate, and years to retirement to see your account's total value, total contributions, and tax-free gains.
Retirement PlanningTax-Free GrowthCompound InterestA Roth IRA (Individual Retirement Arrangement) allows individuals to contribute after-tax income annually, with tax-free growth inside the account and tax-free withdrawals after age 59½. The 2025 contribution limit is $7,000 ($8,000 if age 50+). This tool helps you calculate the long-term compound growth of your Roth IRA.