Turn home equity into retirement income — estimate how much cash you can access.
Enter Your Data
Current market value
Must be 62+
Reverse mortgage interest rate
Must be paid off first
💰 Max Loan Amount
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After existing mortgage
📅 Monthly Income (Lifetime)
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Lifetime monthly payment
💵 Lump Sum
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After fees
📋 5-Year Loan Balance Projection
Year
Loan Balance
Remaining Equity
⚠️ Loan balance grows with compound interest over time, which may consume home equity.
📘 About Reverse Mortgages
A reverse mortgage allows homeowners 62+ to convert home equity into cash without monthly payments. The loan is repaid when you sell, move out, or pass away.
Key Factors
Age: Older borrowers can access a higher percentage of equity
Home Value: Higher value = more available equity
Interest Rate: Affects loan balance growth and borrowing limit