💰 Retirement Withdrawal Calculator
Retirement Parameters
Or use withdrawal rate below
Classic 4% safe withdrawal rate
Withdrawal amount adjusted for inflation each year
About Retirement Withdrawal Strategies
Plan your retirement spending with confidence. The key question: how long will my savings last?
Common Strategies
- •4% Rule: Withdraw 4% of total assets in year one, adjust for inflation
- •Variable Withdrawal: Withdraw more in good years, less in bad
- •Bucket Strategy: Short/medium/long-term pools
How much do I need to retire?
Using the 4% rule in reverse: annual expenses × 25 = target savings. E.g., $40,000/year needs $1,000,000. This is the FIRE movement's "25x rule."