Financial Parameters
Assessment Results
$0
Max Loan Amount
$0
Max Home Price
$0
Est. Monthly Payment
0%
Debt-to-Income
Free online mortgage affordability calculator - estimate how much house you can afford based on your income and expenses. Factors in down payment, interest rate, and monthly payment capacity.
Mortgage Assessment28/36 RuleHome BudgetPrivacy SafeBanks typically use the 28/36 rule to assess loan amounts: mortgage payment should not exceed 28% of monthly income, and total debt (including mortgage) should not exceed 36%. This calculator is based on these standards to help you understand your home buying budget ceiling.