Free health insurance premium calculator. Compare Bronze/Silver/Gold/Platinum plans by premiums, deductibles, and total annual cost. Find the best plan for you. | No signup · Data never leaves your device
Zero dependency · Works offlineTotal = Annual Premium + Out-of-Pocket. Green border = lowest total cost.
Bronze: Lowest premiums, highest deductibles — best for young, healthy individuals. Silver: Moderate premiums — good for average families. Gold: Higher premiums, lower deductibles — good for regular medical needs. Platinum: Highest premiums, lowest deductibles — best for high medical usage.
This calculator provides estimates only. Actual costs vary by location, age, subsidies, and other factors. Consult a licensed insurance broker.