๐Ÿ„ Coast FIRE Calculator

Free

Find out when you can stop saving โ€” let compound interest carry you to retirement.

Enter Your Financial Data

Total assets needed = annual expenses ร— 25
Your current invested assets
Expected long-term annual return (e.g., 7%)
Traditional retirement age
๐Ÿ Coast FIRE Number
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Amount needed today
โœ… Coast FIRE Achieved?
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โณ Years to Retirement
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years
Coast FIRE Progress0%

๐Ÿ“˜ What is Coast FIRE?

Coast FIRE is a branch of the FIRE movement. Core idea: once your investment principal reaches a certain point, even if you stop saving, compound interest alone will grow it to your FIRE target by traditional retirement age.

Formula

Coast FIRE Number = FIRE Target / (1 + annual return)^years to retirement

Example

If you have $184,000+ today, congratulations โ€” you've achieved Coast FIRE! No need to save another dollar; compound interest will get you to $1M in 25 years.