Free online paycheck deduction calculator. Enter gross monthly salary to auto-calculate social insurance, housing fund, and tax deductions for net take-home pay.
Zero Dependency ยท Works OfflineCalculator Input
Enter values below for real-time calculation
Results
How to Use
- Enter Gross Salary
Input your gross monthly salary - Adjust Deduction Rates
Set insurance & housing fund rates - Click Calculate
Results update automatically - View Net Pay
See your take-home pay after deductions
Frequently Asked Questions
What are common paycheck deductions?
Common deductions include: social security tax (6.2% in US), Medicare tax (1.45%), federal/state income tax, health insurance premiums, and 401(k) contributions. Rates vary by country.
How is income tax calculated?
Taxable income = Gross pay - Pre-tax deductions. Tax rates are progressive: higher income = higher rate. US federal rates range from 10% to 37% across 7 brackets.
What is social security tax?
Social security tax funds retirement and disability benefits. In the US, employees pay 6.2% on wages up to the annual cap. Employers match this amount.
How to calculate net pay?
Net Pay = Gross Pay - All Deductions. Example: $5,000 gross, $310 social security, $72.50 Medicare, $500 federal tax = $4,117.50 net pay.