What is envelope budgeting?

Envelope budgeting is a classic personal finance method: divide your monthly income into 'envelopes' for each spending category (rent, food, transport, etc.). When an envelope is empty, you stop spending in that category — preventing overspending.

How do I use this tool?

1) Enter your monthly income; 2) Add spending categories with budget amounts; 3) The tool shows allocation percentages and remaining balance in real-time. All data is saved in your browser's localStorage.

Will my data be lost?

Data is stored in browser localStorage and is never uploaded. However, clearing browser data will reset your budget. Consider exporting your data periodically for backup.

Envelope Budgeting Tool - Free Online Budget Planner

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Free online envelope budgeting tool. Allocate your monthly income into spending categories, visually control expenses. Custom categories, data stored locally in your browser. 100% private.

Budget Planner · Local Storage

💰 Monthly Income

/ month

Budgeted

Remaining

Used

✉️ Envelope Budgeting

💰 Monthly Income

📂 Envelopes

📊 Allocation

✉️ Envelope Budgeting

💰 Monthly Income

📂 Envelopes

📊 Allocation

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