Online Cash Flow Analysis - Operating / Investing / Financing cash flows
Cash flow is the net amount of cash moving in and out of a business during a period. It's divided into operating (daily business), investing (buying/selling assets), and financing (borrowing/repaying) activities. The sum of all three is net cash flow.
Profit uses accrual accounting (includes non-cash items like receivables), while cash flow only counts actual cash received and paid. A company can be profitable but have negative cash flow if customers haven't paid yet.
An increase in accounts receivable means revenue was recognized but cash hasn't been collected yet — money is tied up with customers. This reduces cash flow. Conversely, a decrease means collecting previous receivables, which is positive for cash flow.
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